does flood zone x require flood insurance

Flood insurance purchase is not mandatory. Zone X-ShadedĠ.2 percent Annual Chance Flood Hazard Zone Xįlood insurance rate zones that are outside the flood plain or the average flood depths of less than one foot. Mandatory flood insurance requirements apply. Zone VEįlood insurance rate zone that corresponds to coastal areas that have additional hazards associated with storm waves. Mandatory flood insurance purchase requirements apply. Zone AHįlood insurance rate zone that corresponds to areas of shallow flooding with average depths between one (1) and three (3) feet.

Mandatory flood insurance purchase requirements apply. Q: Am I required to purchase flood insurance A: Yes, if your property is located in a high risk area or Special Flood Hazard Area and you have a federally. Zone AEįlood insurance rate zone that corresponds with flood depths greater than three (3) feet. These areas have a 26 chance of flooding over the life of a 30year mortgage. Mandatory flood insurance purchase requirements apply. River or stream flood hazard areas, and areas with a 1 or greater chance of shallow flooding each year, usually in the form of sheet flow, with an average depth ranging from 1 to 3 feet. Zone Aįlood insurance rate zone determined by approximate methods, as no Base Flood Elevations (BFEs) are available for these areas.

The following flood zone designations determine whether or not flood insurance is mandated. View your property’s flood zone by searching the Broward FEMA Flood Zone Map linked above. All areas are susceptible to flooding, although to varying degrees. Property owners should consider purchasing a flood insurance policy, even if it is not mandated for their location. The finalized maps are used by insurance companies for flood insurance purposes and the updated base flood elevations must be used for all new construction and substantial improvements to existing construction.īroward County residents and business owners are encouraged to view the flood maps to better understand their potential flood risk and to help identify steps they may need to take to protect against property damage and loss.

Broward County Interactive FEMA Flood Zone Map (effective August 18, 2014)įEMA updated flood maps for Broward County on August 18, 2014.

Does flood zone x require flood insurance